3 unique variants | Up to Rs. 40 lakhs | Tenure of up to 96 months.
All you need to know about our Business Loan
** Terms & conditions apply
Anyone can apply for our business loan if they meet the five basic criteria mentioned below. If you meet all the eligibility criteria, you will need a set of documents to complete your application process.
* You should be 70 years or younger at the end of the loan tenure.
Our representative will guide you on the next steps. The loan amount will be transferred to your bank account upon verification of your documents.
|Type Of Fee
|Rate Of Interest (ROI)
|9.75% - 30% p.a.
|Up to 3.54% of the loan amount (inclusive of applicable taxes).
|In case of default of repayment instrument, Rs. 1,500/- per bounce will be levied.
|Document Processing Charges
|Up to Rs. 2,360/- (inclusive of applicable taxes).
Term Loan – Not Applicable
Flexi Term Loan (Flexi Dropline) – Up to Rs. 999/- (inclusive of applicable taxes).
Flexi Variant (As Applicable Below) - A fee will be deducted upfront from the loan amount
* Loan Amount includes approved loan amount, insurance premium, VAS charges, and documentation charges.
|Any delay in payment of monthly installment shall attract penal interest at the rate of 3.50% per month on the monthly installment, from the date of default until the receipt of monthly installment.
|Payable as per state laws and deducted upfront from the loan amount.
|Mandate Rejection Charges
|Rs. 450/- per month from the first month of due date for mandate rejected by customer's bank until the new mandate is registered.
|Broken Period Interest/Pre-EMI Interest
Broken period interest/ pre-EMI interest shall mean the amount of interest on Loan for the number of day(s) which is(are) charged in two scenarios:
Scenario 1 – More than 30 days from the date of loan disbursal till the first EMI is charged:
In this scenario, broken period interest is recovered by the following methods:
Scenario 2 – Less than 30 days from the date of loan disbursal till the first EMI is charged:
In this scenario, interest is charged only for the actual number of days since the loan was disbursed.
|Annual maintenance charges
|Switch Fees *
A business loan is a financial offering that can help you meet your planned and unplanned business expenses. It is a kind of unsecured financing, and you can avail of one without providing any collateral.
You can get a business loan up to Rs. 50 lakh from Cashdash by fulfilling the easy-to-meet eligibility criteria. Upon approval of your application, you can get the loan amount in your bank account within 48 hours*.
** Terms and conditions apply
Business entities such as proprietary concerns, partnership firms, private limited companies, self-employed professionals, and self-employed non-professionals can apply for a Cashdash Business Loan. All applicants are required to fulfill the eligibility criteria and submit their relevant documents.
You can apply for a business loan if you meet the following Eligibility Criteria :
You will need these documents :
Cashdash considers a CIBIL Score of 685 or above as a good credit score. A strong business turnover and having all your documents in check also reflect positively on your profile.
You can use a business loan to manage your venture’s planned and unplanned expenses, from leasing a larger office premise to renovating your workspace. You have the option to purchase, lease, or repair machinery or upgrade old technology to bring in a more efficient and smoother way of working. Stocking up inventory, purchasing raw materials in bulk, or expanding your operations are some other end-uses of a business loan.
Applying for a business loan from Cashdash Technologies Private Limited. is easy. Start by clicking on the ‘Apply’ button on this page and open the online application form. Enter your basic details and verify your profile with the OTP that you receive on your phone.
Share the basic details of your business and gather your business documents. A representative from Cashdash Technologies Private Limited. will contact you with the next steps. After approval of your loan application, you can get money in your account within 48 hours*.
** Terms & conditions apply
To get a business loan from Cashdash, you must own a business that has been operational for a minimum of 3 years. You are also required to have filed your income tax returns for at least one year.
To get a small business loan from Cashdash, you need to fulfill only basic eligibility criteria. You should be a self-employed individual who is between 24 years and 70 years of age, with a minimum CIBIL Score of 685. Your business should also be at least 3 years old.
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